You Cannot Give What You Do Not Have: Assessing Practicing Teachers’ Capacity to Teach Personal Finance among Senior High Schools in Ghana

Abstract

A survey of practicing Senior High School teachers was conducted to determine teachers‘ background and capacity to teach personal finance. The results indicate that a majority of teachers have little personal finance education. Therefore, there is a great need to expand personal finance educational opportunities for teachers in order to meet both their personal and professional needs. Finally, because a majority of teachers see financial education as a subject that is appropriate primarily for higher grades, teachers must be educated on the developmental nature of financial reasoning and in learning how to make financial concepts accessible at different educational levels.