http://hdl.handle.net/123456789/1010 Tue, 14 Apr 2026 23:08:12 GMT 2026-04-14T23:08:12Z http://hdl.handle.net/123456789/12215 Financial Literacy, Financial Inclusion and Economic Empowerment of Women Micro-Entrepreneurs in Accra Metropolis, Ghana: Moderating Role of Social Network and Patriarchal Culture Kwaning, Emmanuel Addai This study scrutinises the effect of financial literacy and financial inclusion on the economic empowerment of women micro-entrepreneurs in Ghana. It also examined the moderating role of social networks as well as patriarchal culture on women micro-entrepreneurs‘ economic empowerment. The investigation utilized positivist philosophy, quantitative approach, cross-sectional study design and explanatory research design. Structured questionnaires were administered to a sample of 480 women micro-entrepreneurs from three sub-metros of Accra Metropolis, Ghana. The data was analysed utilizing the PLS-SEM (version 4) algorithm for inferential statistics. The outcomes of the investigation discovered that financial literacy positively influenced the economic empowerment of women micro-entrepreneurs. Also, social networks positively moderated the connection amid financial awareness as well as economic empowerment. Again, social networks positively moderated the relationship between usage and economic empowerment. Financial inclusion significantly and positively influenced the economic empowerment of women micro-entrepreneurs. Patriarchal culture negatively moderated the relationship between usage and economic empowerment. However, patriarchal culture did not significantly moderate the relationship between financial literacy and economic empowerment. The study recommended that policy makers intensify financial literacy, financial inclusion and social network programmes. Also, women's advocacy groups should sensitise the populace on the negative effects of some patriarchal cultures on women micro-entrepreneurs in Ghana. xxiv, 294p:, ill. Sun, 01 Oct 2023 00:00:00 GMT http://hdl.handle.net/123456789/12215 2023-10-01T00:00:00Z http://hdl.handle.net/123456789/11970 Africa Digital Financial Inclusion, Banking Sector Regulations, and Poverty Reduction in Sub-Saharan Agbenorxevi, Clemence Dupey Law and finance theory explains how legal regime and financial development affect economic growth and poverty reduction relationship. Nonetheless, poverty remains a critical issue in sub-Saharan African economies. This thesis investigates the role of banking sector regulation dimensions on the relationship between digital financial inclusion and poverty reduction in 25 SSA economies using annual unbalanced panel data from 2014 to 2020. The analysis employed was system general method of moments and quantile method of moments with fixed effects. It emerged that digital financial inclusion and banking sector regulation separately promotes poverty reduction. Further, the findings revealed that some dimensions of banking sector regulations contribute to enhance digital financial inclusion. Also, institutional quality positively moderates between banking sector regulation and digital financial inclusion. Banking sector regulations interact significantly with digital financial inclusion to reduce poverty in SSA economies. Digital financial inclusion significantly reduces poverty level across the all quantiles of poverty distribution. Policymakers, regulators and international institutions should design and implement policies that enhance digital financial inclusions such as mobile money initiatives, and mobile cellular subscriptions, which can enhance poverty reduction at each quantile of poverty distribution. Banking regulatory frameworks should be crafted to embrace policies and sound practices that engender growth effect and inclusivity into financial system, thereby promoting digital financial inclusion and leading ultimately to alleviate poverty. It is therefore recommended that central banks in SSA should concurrently implement digital financial inclusion initiatives and banking sector regulations aimed at reducing poverty. xiv 324p:, ill Fri, 01 Mar 2024 00:00:00 GMT http://hdl.handle.net/123456789/11970 2024-03-01T00:00:00Z http://hdl.handle.net/123456789/11960 Cultural Origin, Green Reporting and Firm Performance of Listed Manufacturing Firms in Sub-Saharan Africa Adams, Justina This thesis has four empirical papers. The first two papers examine the impact of CEO and holding company cultural origins, respectively, on green reporting of listed manufacturing firms in Sub-Sahara Africa. The third and fourth papers analyze the role of cultural origins of CEOs and holding companies in the relationship between green reporting and firm performance of listed manufacturing firms in Sub-Sahara Africa. The period of the study spans from 2015 to 2021 and the study includes a total of 115 listed manufacturing firms, selected from 8 Anglophone countries in sub-Saharan Africa. The study employs fixed-effect panel quantile regression to achieve objectives 1&2. However, to analyze the green reporting-firm performance nexus, the study employs the Instrumental Variable-Generalized Method of Moments (IV-GMM) technique to address potential endogeneity issues. The results show that CEOs from power distance and uncertainty avoidance cultural origin have a negative impact on green reporting at the higher quantiles. In contrast, those from masculine, individualistic, and indulgent cultural backgrounds show a positive relationship. In addition, holding companies from power distance, indulgence, and uncertainty avoidance cultures exhibit a positive association with green reporting of their subsidiary companies at the higher quantiles. However, those with individualistic and Long-term orientation cultural backgrounds show a negative relationship. Furthermore, the results show that green reporting positively affects ROA and ROE. In the same vein, the relationship between green reporting and firm performance is influenced by the cultural traits of the CEO and holding company, with differing effects across different cultural dimensions. The study therefore implies that CEO and Holding company cultural origins induce green reporting in SSA. The results also imply that in SSA, manufacturing firms' green reporting induces firm performance, but its impacts vary across cultural origins. The study therefore recommends that cultural origin should be taken into consideration during CEO appointments because it influences the CEO‘s corporate decisions and affects overall firm performance. The results also highlight the need for regulators to consider the importance of the cultural disposition of people when seeking to develop a single global standard for ESGD. xxi, 329p:,ill Mon, 01 Jul 2024 00:00:00 GMT http://hdl.handle.net/123456789/11960 2024-07-01T00:00:00Z http://hdl.handle.net/123456789/11756 Capital Inflows, Industrialisation And Inclusive Growth In Sub-Saharan Africa: The Moderating Roles Of Ifrs Adoption Speed And Institutions BOATENG, EVELYN OTCHERE This study investigates the impact of the International Financial Reporting Standards (IFRS) adoption speed and the strength of institutional structures on attracting capital inflows, fostering industrialisation, and promoting inclusive growth in Sub-Saharan Africa. Emphasising the role of IFRS as a pivotal financial screening tool for investors, the study highlights the urgency of adopting these standards in a region marked by a significant financing gap for sustainable industrial development. Utilising a quantitative approach and covering data from 48 Sub-Saharan African countries from 2005 to 2019, the study employs descriptive and inferential statistical methods, including a twostep system GMM estimator, to analyse the data. Key findings reveal that the speedy adoption of IFRS significantly enhances capital inflows, especially in countries with robust institutional support, and that early adopters of IFRS effectively leverage these inflows for accelerated industrialisation and inclusive growth. The study therefore advocates for rapid IFRS adoption and the strengthening of institutional structures in Sub-Saharan countries to optimise capital inflows essential for industrial development and achieving inclusive growth. xvii,289p:, ill. Thu, 01 Dec 2022 00:00:00 GMT http://hdl.handle.net/123456789/11756 2022-12-01T00:00:00Z